Saudi net salary calculator
Enter the pay components to see take-home pay after the employee’s GOSI share and deductions, and the employer’s full monthly cost.
This net salary calculator takes gross pay and subtracts the employee’s GOSI share, 9.75% for a Saudi on the old regime and a little more on the new regime, then any other deductions. There is no income tax on salaries in Saudi Arabia, and non-Saudis pay no GOSI share. It also shows the employer’s full monthly cost.
9,725 SAR
- Gross salary
- 10,800 SAR
- − Employee GOSI share
- 1,075 SAR
- − Other deductions
- 0 SAR
- Annual net
- 116,700 SAR
Employer’s monthly cost
- Employer GOSI share
- 1,275 SAR
- Employer’s monthly cost
- 12,075 SAR
- Employer’s annual cost
- 144,900 SAR
How it works and what it assumes
- Gross = basic + housing + transport + other allowances.
- The employee GOSI share is on basic and housing only (floor 1,500, cap 45,000 SAR): 9.75% on the old regime and 10.75% on the new regime from 1 July 2026. Non-Saudis pay no share.
- Employer cost = gross + the employer GOSI share (11.75% old regime, 12.75% new regime from July 2026, 2% for non-Saudis).
- End-of-service accrual, medical insurance and government fees are not included; use the expat hiring cost calculator for those.
Sources: GOSI
Frequently asked questions
Is there income tax on salaries in Saudi Arabia?
No. Employees pay no income tax on salaries; the main statutory deduction is the Saudi employee’s GOSI share.
What is the net of a 10,000 SAR salary?
With 8,000 basic and 2,000 housing, a Saudi on the old regime pays 975 SAR, leaving 9,025 SAR. A non-Saudi takes home the full 10,000.
Is anything deducted from the transport allowance?
No. GOSI is on basic and housing only, so transport and other allowances are not reduced.
This is general information to help you understand the topic. It is not legal advice. Rules and rates change: always check the official text on the relevant authority’s platform and consult a qualified adviser before acting.
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