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  <title>RafiqHR · Guides</title>
  <link>https://rafiqhr.com/en/resources/</link>
  <description>A complete HR, payroll and learning system, with Rafiq, an AI colleague that does the work.</description>
  <language>en</language>
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  <lastBuildDate>Tue, 27 Oct 2026 21:27:10 GMT</lastBuildDate>
  <item>
    <title>Saudi end-of-service award: how to calculate it</title>
    <link>https://rafiqhr.com/en/resources/end-of-service-calculation/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>The Saudi end-of-service award is half a month's last wage for each of the first five years of service and a full month's wage for each year after that, with part-years counted pro rata (Article 84). An employee who resigns receives one third, two thirds or the full award depending on length of service (Article 85).</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>GOSI contributions in Saudi Arabia: a guide for payroll teams</title>
    <link>https://rafiqhr.com/en/resources/gosi-contributions/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>GOSI contributions for a Saudi employee under the long-standing rules are 9.75% of the contributory wage from the employee and 11.75% from the employer, covering annuities, occupational hazards and SANED. For non-Saudis the employer pays 2% for occupational hazards. The contributory wage is basic plus housing, capped at 45,000 SAR a month.</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>The Wage Protection System (WPS) and Mudad: a practical guide</title>
    <link>https://rafiqhr.com/en/resources/wps-mudad/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>The Wage Protection System (WPS) is how HRSD checks that private-sector wages are paid on time and in full. Each month an establishment submits a wage file, usually through Mudad, and the ministry compares what was paid with the wage in each employee's documented contract. Since March 2025 the file must be uploaded within 30 days.</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>Nitaqat and Saudisation: how the bands work and how to plan</title>
    <link>https://rafiqhr.com/en/resources/nitaqat-saudisation/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>Nitaqat is the Saudi Saudisation programme that places every private-sector establishment in a band, from Platinum through High, Medium and Low Green to Red, by comparing its share of Saudi employees with the rate required for its activity and size. Higher bands get easier access to ministry services; Red brings restrictions such as on new visas.</description>
    <category>Compliance</category>
    <category>Saudisation</category>
  </item>
  <item>
    <title>Saudi labour law for HR: end of service, overtime and annual leave</title>
    <link>https://rafiqhr.com/en/resources/labour-law-saudi-arabia/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>The Saudi end-of-service award is half a month’s last actual wage for each of the first five years and a month for each year after (Article 84). Overtime is the hourly wage plus 50% of the basic hourly wage (Article 107). Annual leave is at least 21 days, rising to 30 after five consecutive years (Article 109).</description>
    <category>Compliance</category>
    <category>HR operations</category>
  </item>
  <item>
    <title>UAE labour law for HR: end of service, overtime and annual leave</title>
    <link>https://rafiqhr.com/en/resources/labour-law-uae/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>Under Federal Decree-Law No. 33 of 2021, a foreign full-time worker with a year of continuous service gets 21 days’ basic wage for each of the first five years and 30 days after, capped at two years’ wage. Overtime is basic plus 25%, or plus 50% from 10 p.m. to 4 a.m. Annual leave is 30 days a year.</description>
    <category>Compliance</category>
    <category>HR operations</category>
  </item>
  <item>
    <title>End of service on resignation Saudi Arabia: what the employee gets</title>
    <link>https://rafiqhr.com/en/resources/end-of-service-on-resignation/</link>
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    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>An employee in Saudi Arabia who resigns gets nothing with under 2 years of service, one third of the award from 2 to 5 years, two thirds above 5 and under 10, and the full award from 10 years (Article 85). Force majeure, marriage or childbirth cases (Article 87) and Article 81 cases keep the full award.</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>End of service after 10 years in Saudi Arabia: the full award</title>
    <link>https://rafiqhr.com/en/resources/end-of-service-after-10-years/</link>
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    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>End of service after 10 years in Saudi Arabia is 7.5 months of the last actual wage: half a month for each of the first five years and a full month for each of the next five (Article 84). From 10 years of consecutive service, the full award is due even if the employee resigns (Article 85).</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>End of service calculator for expats in Saudi Arabia: the rules</title>
    <link>https://rafiqhr.com/en/resources/end-of-service-for-expats/</link>
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    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>Expatriates in Saudi Arabia receive the end-of-service award under the same Labour Law rules as Saudis: half a month's last actual wage for each of the first five years, a full month after that, reduced on resignation (Articles 84 and 85). The employer pays it directly; GOSI pays non-Saudis no end-of-service benefit.</description>
    <category>Payroll</category>
    <category>Compliance</category>
    <category>HR operations</category>
  </item>
  <item>
    <title>End of service with unused leave in Saudi Arabia: how to calculate</title>
    <link>https://rafiqhr.com/en/resources/end-of-service-with-leave/</link>
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    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>At the end of service in Saudi Arabia, the employee receives the end-of-service award (Article 84) and, separately, cash for every unused day of annual leave (Article 111). The leave pay is usually the last actual wage ÷ 30 for each day. It is paid in full even when a resignation reduces the award.</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>GOSI for non-Saudis: what employers pay for expatriate staff</title>
    <link>https://rafiqhr.com/en/resources/gosi-for-non-saudis/</link>
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    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>GOSI for non-Saudis is one contribution: the employer pays 2% of the contributory wage, which is basic plus housing capped at 45,000 SAR a month, for occupational hazards. Nothing is deducted from the expatriate's salary, and there is no annuity or SANED cover. GCC nationals follow their home country's scheme instead.</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>GOSI deduction from salary in Saudi Arabia: how much and how to check</title>
    <link>https://rafiqhr.com/en/resources/gosi-deduction-from-salary/</link>
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    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>The GOSI deduction from salary for a Saudi employee is 9.75% of basic plus housing under the earlier law (9% annuities, 0.75% SANED). Employees with no contributions before 3 July 2024 are on the new law: 10.75% from July 2026. The wage is capped at 45,000 SAR a month. Nothing is deducted from non-Saudis.</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>WPS for small establishments in Saudi Arabia: what applies to you</title>
    <link>https://rafiqhr.com/en/resources/wps-for-small-establishments/</link>
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    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>WPS for small establishments in Saudi Arabia works the same as for large ones. HRSD brought establishments with 5 to 10 workers into the Wage Protection Program on 1 August 2020 and those with 1 to 4 workers on 1 December 2020, the final phase. Each must submit a monthly wage file, usually through Mudad, within 30 days.</description>
    <category>Payroll</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>Ramadan working hours private sector Saudi Arabia: rules and rosters</title>
    <link>https://rafiqhr.com/en/resources/ramadan-working-hours-private-sector/</link>
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    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>Ramadan working hours in the Saudi private sector are at most 6 hours a day and 36 hours a week for Muslim workers, instead of 8 and 48 (Article 98). The monthly wage stays the same. Hours a Muslim worker does beyond that are overtime under Article 107. Non-Muslim staff keep normal hours unless the employer decides otherwise.</description>
    <category>HR operations</category>
    <category>Compliance</category>
    <category>Payroll</category>
  </item>
  <item>
    <title>Developed Nitaqat: what changed and the 2026 to 2029 phase</title>
    <link>https://rafiqhr.com/en/resources/nitaqat-developed/</link>
    <guid isPermaLink="true">https://rafiqhr.com/en/resources/nitaqat-developed/</guid>
    <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
    <description>Developed Nitaqat is the version of the Saudisation programme HRSD applied from December 2021. It sets each establishment's required Saudi share with a linear formula based on its headcount, instead of fixed size brackets, and publishes three-year plans. In January 2026, HRSD announced a new three-year phase targeting more than 340,000 additional jobs for Saudis.</description>
    <category>Saudisation</category>
    <category>Compliance</category>
  </item>
  <item>
    <title>Oman labour law for HR: end of service, overtime and annual leave</title>
    <link>https://rafiqhr.com/en/resources/labour-law-oman/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>Under Oman’s Labour Law (Royal Decree 53/2023, in force since 31 July 2023), gratuity is at least one month’s basic wage for each year of service, pro rata, for workers outside the Social Protection Law. Overtime is basic plus 25% by day and 50% at night. Annual leave is at least 30 days, taken after six months.</description>
    <category>Compliance</category>
    <category>HR operations</category>
  </item>
  <item>
    <title>Qatar labour law for HR: end of service, overtime and annual leave</title>
    <link>https://rafiqhr.com/en/resources/labour-law-qatar/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>Under Qatar Labour Law No. 14 of 2004, a worker with a full year of service gets at least three weeks’ basic wage for each year, pro rata. Overtime is basic plus 25%, or plus 50% between 9 p.m. and 3 a.m. Annual leave is three weeks under five years of service and four weeks from five years.</description>
    <category>Compliance</category>
    <category>HR operations</category>
  </item>
  <item>
    <title>Kuwait labour law for HR: end of service, overtime and annual leave</title>
    <link>https://rafiqhr.com/en/resources/labour-law-kuwait/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>Under Kuwait Labour Law No. 6 of 2010, monthly-paid workers get 15 days’ wage for each of the first five years and a month for each year after, capped at 18 months’ wage; resignation reduces it under Article 53. Overtime is the wage plus 25%. Annual leave is at least 30 working days, due after six months.</description>
    <category>Compliance</category>
    <category>HR operations</category>
  </item>
  <item>
    <title>End of service, overtime and annual leave across the GCC, compared</title>
    <link>https://rafiqhr.com/en/resources/gcc-end-of-service-overtime-leave-compared/</link>
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    <pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate>
    <description>All five GCC countries reviewed pay an end-of-service award that grows with service, but the formulas differ: Saudi Arabia and Kuwait start at half a month a year, the UAE and Qatar at three weeks, and Oman at a full month. Overtime premiums start at 25% everywhere except Saudi Arabia, and leave runs from 21 days to 30 working days.</description>
    <category>Compliance</category>
    <category>HR operations</category>
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